The term CIBIL score, also referred to as Credit score is a numerical representation of your credit-worthiness. CIBIL, which stands for TransUnion CIBIL Limited is an Indian company that has access to your credit information. A CIBIL score is a three-digit number which ranges from 300-900, 900 being the highest. These scores are calculated by […]
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While availing a secured loan from any major financial institution, the entire value of the mortgaged asset is not extended as credit. Only a stipulated portion of it can be obtained, depending upon the LTV full from is loan to value ratio followed by the lending institution. Such provisions are undertaken by financial institutions to […]
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When you are setting up a small business, it is quite possible that in your haste to ramp up the business operations, you max out your credit cards. You find that your cash flows cannot support both the business requirements and the monthly payments and soon you are deep in debt with collection agencies calling […]
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