Indian farmers often have to face difficulties while arranging short-term finances in the planting and harvesting seasons and to cope up with other agricultural requirements. They have to depend solely on the unorganised sector and face exorbitant interest rates. Realising the potential and need for such short-term funds, the RBI launched the Kisan Credit Card […]
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Credit cards are an ideal, quick, and easy way to increase your credit score. Financial institutions also have secured credit cards sanctioned against a fixed deposit, specifically to help you improve your CIBIL score. Using a credit card responsibly can have a positive impact on your CIBIL rating. To do that, you have to keep […]
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Most people who claim to be financial experts will always tell you to stay away from credit cards. They will tell you that it is the first step in the debt spiral. And this may have a smidgen of truth. But only if you don’t use it wisely. When used well, a credit card is […]
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There are a number of small business credit cards out there which are especially made to suit the requirements of small business owners and assist them in managing their business finances. With these credit cards, the small business owners get access to a revolving line of credit, within a set credit limit. They can make […]
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Credit card offers have become all-pervasive in today’s world and you’ll see them everywhere from your inbox to stores you shop at. Applying for a card has also become much easier, with banks enticing potential customers with discounts and offers galore. Before you take the plunge and apply for some plastic money, it is advisable […]
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Punjab National Bank is not a new name in the banking and financial service industry. It has been serving millions of customers across India and abroad for years now. Ever since its commencement in 1895, PNB has become a leading player in providing nationalized banking services that have proved to be fruitful to the country’s […]
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