Health insurance aims to bring a person’s medical or surgical expenditures under the ambit of insurance sector where you come into an agreement with an insurance company so that the latter will pay, when needed in future, your hospitalization and any other medical expenses in lieu of an annual premium. Medical care is an unavoidable expense which is also expensive in the private health sector. No one knows when you will be in need of medical care. It is wise to choose a health insurance package when you can pay in advance rather than looking for money at the old age when you can’t even work to get paid. The various benefits you will enjoy are instant cashless treatment, pre-hospitalization coverage, transportation charges, bonus for no claim, medical check-up and tax benefits. It is imperative choosing the best health insurance should be your focus in the younger age.
In the current times, healthcare is one of the most necessary yet highly expensive requirements. Health insurance for senior citizens is all the more important since they are much likely to fall sick. Moreover, it might not be possible for everybody to comfortably pay their medical expenses. Hence, the best insurance companies in India have […]
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A lot of individuals are first-time buyers of health insurance policy and don’t understand the concept of waiting periods properly. If you don’t quite know what the waiting period in a health insurance policy means, then you have landed at the right place. You might have plenty of questions about the same such as what […]
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For many people, getting health insurance seems ominous. However, if you probe further into it, you will realize that getting proper health insurance can end up saving you a lot of money, especially if you are opting for private treatment for any injury or illness. When it comes to choosing the right health insurance plan, […]
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Inflation is a thing that we have to live with and cannot deny the existence of. We have been witnessing the increase in food costs, petrol costs, and overall living costs: One thing you have to acknowledge is that healthcare costs are also rising by the day like wildfire. In India, more than half of […]
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The health insurance industry in India started back in 1986. Ever since then, the Indian healthcare market has kept growing and recently it has surged exponentially. Over the years, people have become more aware and conscious of the need for health insurances: The reason being that earlier, people were not quite literate about healthcare expenses […]
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With every passing day, the number of Coronavirus cases is rising like wildfire. As of now, 9.07 lakh Coronavirus cases have been reported in India. As a matter of fact, we are continuously losing lives owing to this disease. 23,727 deaths due to coronavirus, have been reported till 14th July 2020, in India. This has […]
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You never know what kind of medical emergency might come across your or your family’s way and you can’t always be financially well prepared to handle this kind of emergencies. So, getting health insurance is a must in the current era. There are a plethora of health insurance companies ready to hand out health insurances […]
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In 1940, less than 10 percent of Americans had group health insurance through their employer. Fast forward to 1955, and 70 percent had it. Today, 90 percent of Americans with medical expense insurance have it through their employer. What triggered this rush toward employer-sponsored health insurance? This is an example where the invisible hand of […]
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Health Insurance is a kind of insurance that provides financial coverage against the medical/surgical expenses incurred by the insured. Nowadays, several insurance companies offer health insurance plans to their customers that provide various health benefits, including cashless hospitalization, tax benefits, coverage for critical diseases, etc. It is important to purchase a health insurance policy since […]
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Pradhan Mantri Jan Arogya Yojana (PMJAY) which is also referred to as Ayushman Bharat Yojana, is a health insurance scheme that intends to offer financial protection to economically weaker Indian population who are in need of health care facilities. Launched on 23rd September 2018 by Prime Minister Narendra Modi, PMJAY aims to offer coverage of […]
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