If you’re bogged down by debt, you may wonder whether the government can help bail you out. Let’s look at what kinds of limited debt relief the government may offer, along with some non-government alternatives. Government Debt Relief for Different Kinds of Debt The government has certain initiatives to assist individuals in debt, although not […]
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The desire to be a homeowner is the highest reported reason for buying a home among buyers under 65 years, while older groups are motivated by the desire to be closer to family and friends. Regardless of the motivation, purchasing a home takes time, and is affected by several factors. Financing is a major consideration when buying a […]
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At some point in your life, you’re going to have a need for emergency funds that you weren’t planning on. Many people still live paycheck-to-paycheck, so when a situation happens like an unexpected car repair or need for immediate medical services, this can put you in a tough spot. It’s always great to have a […]
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Nothing can make a prospective homebuyer’s stomach turn quite like finding out the possible closing costs ahead of them. From agent fees to taxes, dealing with lender fees, and figuring out an inspection: it’s a lot of money that can result in six to ten percent of the home’s cost. Although that number can be […]
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If you are a resident of the state of California, chances are pretty good that you are facing some kind of financial pressure. That pressure can be taken to the next level and become a full-on crisis if you or a loved one is faced with unexpected housing expenses, health care fees, car repairs, or […]
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These days crucial financial commitments occur without any precedence. The pandemic has also posed a lot of financial difficulties for many. You can always opt for a personal loan in order to meet the short term financial commitments. However, if you have never opted for one before, here is all that you need to know […]
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We live in a world where everything from quick cooking noodles and online food delivery to eCommerce shopping and online banking, happens on our fingertips with the help of the mobile apps on our phone. With everything falling under the ‘instant’ bandwagon, it is not surprising that patrons are looking for easy access to loans, […]
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Payday and installment loans are becoming an increasingly popular choice for anybody who needs to access a small amount of cash quickly. Whether you are in a temporary financial emergency or are dealing with an unexpected expense that you can’t cover with your usual wage, a payday or installment loan can help you afford the […]
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Most people need quick loans to cover emergencies such as rent and medical bills. But cash advances can also turn out to bite. Without restrictive laws, payday lenders may charge exploitative fees. Even when it is just a few hundred bucks, stratospheric interest rates and recurring fees can send borrowers into a cyclic debt trap. […]
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Sandesh: Hey Kapil, it’s been a while, I need your advice regarding a personal finance requirement. My marriage has been fixed, but it is being proposed to be held quite soon. With such short notice, I am falling short of funds to meet some immediate expenses and I really do not wish to borrow it […]
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