Education is a highly valued asset in our lives. So, it is of utmost importance that people who can’t afford it do get it. Education Loans make the same possible. These are a subset of loans that provide financial help to students who need it for higher education in India or abroad. But, there are […]
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When you’re looking for a lender that can lend you some amount of cash, you can search for it online. Online installment loans are among the in-demand loans nowadays. Borrowers seek this loan because of its excellent repayment structure, which evens out the principal and interest into monthly installments. This loan type is suitable for […]
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If you need to borrow cash, there are several loan options for you. You can visit banks or credit unions to apply for a loan that suits your needs. Another popular way to borrow money is to go online and look for an online lender. However, it’s not so easy to get a loan if […]
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A loan against property or mortgage loan is one of the most preferred monetary agencies to finance big-ticket expenses. In such, it is a secured funding avenue that individuals can acquire by tapping into the equity of their owned properties. Moreover, individuals can utilise this credit facility to defray numerous kinds of expenses, like a […]
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A Payslip is such an important document that it is required to be produced for availing benefits and separation payments to an appropriate recipient after an employee is deceased. What is Salary Slip or Payslip? A salary slip or Payslip is a document issued by an organization to its employee that comprises a list of […]
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A home loan is financial assistance taken from a bank or NFBC so that you can fulfil your dream of buying a house. Before you finalize a bank for availing a home loan, you must consider factors like the interest rates they offer, processing fee, LTV ratio, prepayment, pre-closure charges, and other charges, etc. You […]
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What is a Mortgage Calculator? A mortgage calculator is a type of automated tool that helps users get an estimate of their monthly mortgage payment. You can enter a different home price, down payment amount, interest rate and loan term to find out how your monthly payment changes according to that. A potential borrower can […]
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What is a mortgage? A mortgage is a loan taken from a bank or any other financial institution for buying a home. The collateral for the mortgage is the home you buy. This means that if the borrower is unable to make monthly payments to the lender and other defaults on the loan, then the bank […]
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The term CIBIL score, also referred to as Credit score is a numerical representation of your credit-worthiness. CIBIL, which stands for TransUnion CIBIL Limited is an Indian company that has access to your credit information. A CIBIL score is a three-digit number which ranges from 300-900, 900 being the highest. These scores are calculated by […]
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While availing a secured loan from any major financial institution, the entire value of the mortgaged asset is not extended as credit. Only a stipulated portion of it can be obtained, depending upon the LTV full from is loan to value ratio followed by the lending institution. Such provisions are undertaken by financial institutions to […]
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