Investment refers to the distribution of money in the expectation of some benefit in the future – for example, investment in durable goods, in real estate by the service industry, in factories for manufacturing, in product development, and in research and development. The benefit from investment is called a return. The return may consist of a profit from the sale of property or an investment, or investment income including dividends, interests, rental income etc., or a combination of the two. Investment provides great many benefits and ensures that your money does not sit idle in your bank account and is in turn making even more money in the form of interest or the assets you invested into are seeing an increase in valuation. Investment is important as it ensures that your current income gets tax exemption and gives you future protection in the form of financial stability. It provides you with backups that will help you financially in your time of need.
Every investor’s risk appetite depends on his own self-interest and the vulnerabilities of the money market. While some prefer aggressive growth, many rely upon the slow and steady process of capital preservation. The investors who believe in the latter investment process, debt funds seem to be the best choice. There are several options in the […]
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Investments form an essential part of personal finance management. 76% of Indian adults do not have proper financial knowledge as per indiatoday.in. That’s not it, you will be shocked to know that only 1.5% to 2% of the Indian population invest in stocks (as per qz.com). which fall under one of the best investment plans […]
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Debt funds are the open-ended mutual fund plans that generally invest in fixed-income securities. These are generally preferred by people who do not want to invest in a highly volatile market and want some certainty with their returns. Companies or entities promise a steady and regular interest rate when they issue debt instruments. In simple […]
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SIP investments are one of the most popular ways of investing in mutual funds as this method comes with several benefits like rupee cost averaging, flexibility, and so on. Besides, you do not need to invest a huge sum at a time. You can invest in small amounts every month, which, in turn, makes this […]
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Liquid funds are a type of short-term mutual funds that invest in debt securities. These provide several benefits but the most noticeable one is that they offer high liquidity. This means that liquid funds can be redeemed easily. In fact, you can redeem it after one day of buying. The maximum maturity period of this […]
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There are various things to know before investing in mutual funds and you should make sure that you understand the basics of investing in mutual funds first. Multiple factors may come into play when it comes to investing in mutual funds. How much you invest and the duration are the factors that will be under […]
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Did your tax-saving plan get jeopardized due to the current pandemic? Don’t worry! You can still invest in some tax-saving Mutual Funds, i.e. the ELSS funds until the 31st of July and claim your tax deductions for the last fiscal year. People keep looking for investment instruments to grow their wealth and also save on […]
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You ran a mile or ate protein today for your Fitness Health. But what about your financial health? They say ‘Health is wealth’ but is health really enough to build wealth? Well, the answer is NO. Just like exercise is crucial for your body fitness and health, good personal finance decisions and understanding the basic […]
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It is a normal perception in the minds of the average investor that equity is the best asset class to create wealth in the long term, but is that really true and should we focus only on the returns or risk-adjusted returns? To think about it, even gambling is a good way to get a quick buck reward, […]
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Sukanya Samriddhi Yojana’s basic eligibility criteria needs the account holder to be a girl child not more than 10 years of age. So, it’s a great opportunity for parents to start saving for the bright futures of their little daughters without spending a huge amount. The Government of India has taken up several measures related […]
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