Investment refers to the distribution of money in the expectation of some benefit in the future – for example, investment in durable goods, in real estate by the service industry, in factories for manufacturing, in product development, and in research and development. The benefit from investment is called a return. The return may consist of a profit from the sale of property or an investment, or investment income including dividends, interests, rental income etc., or a combination of the two. Investment provides great many benefits and ensures that your money does not sit idle in your bank account and is in turn making even more money in the form of interest or the assets you invested into are seeing an increase in valuation. Investment is important as it ensures that your current income gets tax exemption and gives you future protection in the form of financial stability. It provides you with backups that will help you financially in your time of need.
A Payslip is such an important document that it is required to be produced for availing benefits and separation payments to an appropriate recipient after an employee is deceased. What is Salary Slip or Payslip? A salary slip or Payslip is a document issued by an organization to its employee that comprises a list of […]
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It is a normal perception in the minds of the average investor that equity is the best asset class to create wealth in the long term, but is that really true and should we focus only on the returns or risk-adjusted returns? To think about it, even gambling is a good way to get a quick buck reward, […]
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The Government of India has taken up several measures related to education and financial freedom for the girl child. Sukanya Samridhi Yojana is one such scheme by the government that enables parents to save and build a fund for their daughter’s bright future. What is Sukanya Samridhi Yojana (SSY)? Sukanya Samriddhi Yojana (SSY) is a […]
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Sukanya Samriddhi Yojana (SSY) is a savings scheme started by the Government of India that encourages parents to save money for their girl child. The scheme motivates the parents/legal guardian of the girl child to build a fund for marriage expenses and future educational purposes. SSY scheme was launched by Prime Minister Shri Narendra Modi […]
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A significant number of investors across India look for low-risk investment options. The socio-economic structure of the country, where more than 40 million nationals are categorized as middle-class depending on their annual income, emphasizes more on assured returns than on risky, yet high-yield investment policies. To cater to this unique market, financial institutions in India […]
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The HDFC Asset Management Company has been a leading AMC in India for many years now. It is regulated by the Housing Development Finance Corporation Bank. Countless investors have invested in multiple investment options offered by the HDFC Mutual Fund Schemes for the past decades. HDFC Mutual Fund has been trying its best to cater […]
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Non-Resident Indians (NRIs) have been investing in the real estate sector for a long time now, especially in the metropolitan cities New Delhi, Mumbai and Bangalore. This type of asset has been profitable for various states of India. Kerala is also one such state. After LPG (Liberalization, Privatization and Globalization) measure in 1991, there have […]
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What are Index Funds? Index fund is a specialized type of mutual fund which replicates certain indices like Nifty (NSE 50 Index) and Sensex (BSE Sensitive Index). The portfolio of an Index fund is built up by tracking standard market indices. Index funds follow indices’ performance passively, unlike actively managed funds. So, they also go […]
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With 2020 kicking off, what are your plans for the year? Are you going to spend lavishly and live like a king or spend smartly and invest in wealth creation? In this post, we will be covering about Mutual Funds, their types and categories, how to calculate returns for funds you have invested in, and […]
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No doubt, the best way to financially secure one needs to do the investments to seek financial stability in the future. Generally, people say, if you want more money then you need to work hard. But, we’re not talking about earnings but the savings for the better future. Investment is not about work for money […]
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